Administrative Staff: Are you Ms Moyers?

Patient: Yes, I am. I have an appointment at ten.

Administrative Staff: We just need to fill in some information for our files. Could you fill out these forms? Patient: Certainly ... (comes back after filling out the forms) What’s this form for?

Administrative Staff: It’s just a privacy form informing you of our policies.

Patient: Is that really necessary?

Administrative Staff: I’m afraid it is. Could you also sign that form?

Patient: OK, there you go. Here’s my insurance provider’s card. Administrative Staff: Thank you. OK, that’ll be $20. Patient: Why do I have to pay $20?

Administrative Staff: It’s the deductible for office visits required by your health care provider.

Patient: ... but I’m insured aren’t I?

Administrative Staff: Yes, of course. Your health care provider asks for deductibles on office visits.

Patient: Every time I turn around I’ve got some additional fee to pay. I don’t know why I pay for insurance! Administrative Staff: I know it’s frustrating. We also have a lot of paperwork. Every provider has different forms and requirements!

Patient: This can’t continue on like this!

Administrative Staff: I agree with that!